Collections Lawsuit

If you have unpaid debts, at some point the creditor or debt collector may sue you. While not all creditors will file a debt collection lawsuit.

Retain Aggressive Legal Advocacy

Debt Collectors often act immediately when individuals stop paying their debts. If you are facing financial issues that have subsequently turned into a debt collection lawsuit, do not panic. Our bankruptcy lawyer has the knowledge and resources you need to effectively handle a lawsuit.

If you are being sued, do not ignore the summons. Your first step should be to respond and settle the legal matter with the help of our firm. Whether you are being sued in a foreclosure, vehicle repossession, or credit card lawsuit, our legal team can defend you through each step and work toward a positive resolution.

Buffalo Lawsuit Defense Attorneys

Fight Back Against Creditors

In the event a creditor obtains a judgment against you, the creditor may take action to enforce on that judgment by taking the following actions:

  • Bank account restraint
  • Foreclosure
  • Vehicle repossession
  • Wage garnishment

By retaining the legal services of our firm, you can fight back against your creditor and obtain the defense you need. There are possible defenses that can be used to resolve your case. You will need to respond to the lawsuit within a specific time period.

Some of the defenses that may apply are:
  • Improper service of the summons / complaint
  • Debt is outside of the statute of limitations
  • Lawsuit is against the Fair Debt Collection Practices Act
  • Lack of standing
  • Payment of the debt in part or full
  • Fraudulent credit card charges
  • Receipt of discharge in bankruptcy
  • Mistaken identity

Protecting Your Rights in a Lawsuit

You still have the right to set aside the judgment and stop the legal action from occurring. At Smith & Messina LLP, we know your rights and can take the necessary means to pursue your best interests. Our Buffalo bankruptcy attorney can help you formulate a specific plan of attack. Visit our free case evaluation form to schedule a phone consultation.

Child Custody Attorneys

Have Questions About Where To Begin?

If so, click to call our law firm today, and request a free consultation with one of our professional bankruptcy attorneys!