Real Estate Closing

Closing (also referred to as completion or settlement) is the final step in executing a real estate transaction. The closing date is set during the negotiation phase, and is usually several weeks after the offer is formally accepted. On the closing date, the ownership of the property is transferred to the buyer.

Residential Real Estate Closings in Buffalo

For many Americans, purchasing a family home will be the largest financial investment they make during their lives. Buying a home is a complex process filled with contracts written in legalese, title searches, and loan brokerage negotiation. By enlisting an experienced Buffalo real estate attorney, you ensure your real estate closing can run smoothly. With over a decade of experience, our Buffalo real estate attorneys has honed in on the real estate closings process.

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Why Choose Us As Your Closing Attorney

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Title Examination

A closing attorney can help with the title examination on the home you wish to buy. When the title order comes in from the lender, a closing attorney will order a municipal lien certificate, which verifies the real estate taxes and other charges on the property. Our Buffalo real estate closings attorney will review the title to verify there are no title defects. Your real estate closings attorney can ensure your property is clear of:

  • Mortgages
  • Claims of others
  • Judgements
  • Outstanding deeds of trusts
  • Unpaid taxes
  • Defective deeds or other defects

Contracts

When you purchase a home, every detail of the sale must be memorialized in a contract for it be legally binding. If the seller promised they would fix or repair something with the house before you purchase, you would want to make sure the contract outlines what they agreed to do. An attorney can also review the contract to make sure it adheres to all New York regulations.

Closing

At closing, our Buffalo closing attorney will process loan funding and review the title to verify there are no changes. The attorney will also ensure all mortgages are paid off and liens are discharged. The lender will also send instructions to your attorney listing any further details that need to be taken care of before the sale can close. When all the paperwork is gathered, your closing attorney will review all paperwork and contracts with you before you sign.

We Can Help You

At the law offices of Smith & Messina, we are deeply invested in providing straightforward, cost-effective legal solutions for our clients. If you or someone you know is thinking of selling or buying a home, we suggest contacting our knowledgeable Buffalo real estate attorney  uing our free case evaluation form.

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